Condo Insurance

Why do I need Condo Insurance?

Condo insurance can still come in handy, even if your condominium association has their own coverage. Their insurance might cover the condominium building, commonly owned property, and liability insurance for the association.

Personal Property
Additional personal property coverage, such as scheduled personal property , is typically available for an additional cost. For example, while a standard condo.

Policy typically caps coverage for theft of jewelry at $1,000 or $2,000, scheduled personal property coverage may provide additional coverage for those items. Scheduled personal property also typically provides coverage for additional risks.

What factors into the cost?

  • Dwelling Coverage: protects the building itself including structures
  • Personal Property: Cover furniture, jewelry, clothing, and electronics
  • Personal Liability: Pay for claims of bodily injury and property damage

Does not cover for flood - must purchase separate policy

Condo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more.

What does it cover?
In most cases the association’s coverage stops after the exterior walls meaning that you are responsible for the interior walls and possibly for fixtures, as well as your personal property and liability. This is where your own personal condo policy would come in. Most policies will include coverage for losses arising from:

  • Fire or Lightning
  • Windstorm
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Accidental Discharge of Water

What Car Insurance Covers.

In general, car insurance covers damage, vandalism, and theft of your vehicle. But what any specific auto insurance policy will cover depends on the coverage type(s) you have. Each car insurance policy is made up of at least one of the following:

  • Liability insurance: Doesn’t cover your vehicle, but covers damage you cause to others in an accident. It is made up of bodily injury (BI) and property damage (PD).
  • Collision and comprehensive insurance: Collision insurance covers your vehicle in case of a collision; comprehensive insurance covers your vehicle in the event of anything else (theft, vandalism, etc).
  • Personal injury protection (PIP): PIP covers medical expenses, lost wages, and other damages. It’s required in “no-fault” states because it pays regardless of legal liability.
  • Uninsured/underinsured motorist insurance: If you’re in an accident with an uninsured driver and they’re at fault, uninsured motorist insurance means you’ll still be covered. Like liability insurance, bodily injury and property damage are covered here, but for you instead of the other driver.

No-fault states are states in which drivers can file a claim with their insurer regardless of which driver is at fault.

What Car Insurance doesn’t cover.

Car insurance doesn’t cover the cost of regular maintenance for your vehicle, like getting an oil change or new tires. It also won’t cover the cost of belongings in the car; if your golf clubs are stolen from your back seat, you’ll need to rely on homeowners insurance or renters insurance . Items installed in the car (like the radio) are covered.

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At their core, keywords are one of — if not the most — single important component of a successful SEO campaign. Keywords refer to the words typed into a search box – be it on Google, Bing, or Yahoo. However, there is much more to keywords than just that.

The keywords typed into a search box reveal certain details about customers and how they go about searching for things. Knowing this, it’s important to target keywords that mimic your customer’s minds and search tendencies.

What is Web Development?

At their core, keywords are one of — if not the most — single important component of a successful SEO campaign. Keywords refer to the words typed into a search box – be it on Google, Bing, or Yahoo. However, there is much more to keywords than just that.

The keywords typed into a search box reveal certain details about customers and how they go about searching for things. Knowing this, it’s important to target keywords that mimic your customer’s minds and search tendencies.

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Average cost in Florida $960

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